Any condition, as-is. We cover all the closing costs, and you get a cash offer within 24 hours.
50+ Google reviewsBehind on payments?
If you are behind on your mortgage or already have an auction date, you can still sell. We buy the house as-is, your loan and back payments are paid off at closing, and you keep whatever is left.
The sooner you call, the better. How fast we need to move depends on how long you have been in foreclosure.
Five sisters inherited a house that was already in foreclosure. We got all five to agree and closed on the day of the auction. It needed a roof, water-damage repairs and a full refresh.
“My sisters and I couldn't be more grateful for his patience and dedication.”
Ty BryantRead the Google reviewFour steps, before the sale date
Tell us how far behind you are and whether an auction date is set. That tells us how fast we have to move.
No cleaning or repairs. You get a cash offer within 24 hours, and the price we offer is the price at closing.
Our title company and attorney reach out to your lender or the trustee, show that we are a real buyer, and send proof of funds and the signed contract.
Your loan and the back payments are paid off at closing, and you keep whatever is left. We pay the closing costs.
Why time matters
Most Virginia foreclosures do not go through a court. The trustee on your deed of trust can sell the house at auction, so the timeline moves faster than many people expect.
The full timeline and every way to stop it are in our guide, how to stop foreclosure in Virginia. We are not attorneys. If a sale date is set, talk to a Virginia real estate or bankruptcy attorney too.
The honest answer
If you can work it out with your lender and keep the house, that is usually the best outcome, and we will tell you so. Catching up on payments, a repayment plan, a loan modification or bankruptcy can all stop a sale. A free HUD-approved housing counselor can help: call (800) 569-4287.
Selling to us makes sense when the sale date is close, the house needs work, or you want it done. If a cash offer will not cover what you owe, ask us about buying on terms.
Where we buy
Virginia Beach, Norfolk, Chesapeake, Portsmouth, Hampton, Newport News and Suffolk.
The offer is free, there is no obligation, and you hear back within 24 hours.
Before you call
Yes. In Virginia you own the house until the foreclosure sale. If you sell before then, the loan and the back payments are paid off at closing and the foreclosure stops.
We have closed on the day of the auction. Please do not wait that long if you can help it. The earlier you call, the more options you have, including ones that let you keep the house.
Once you sign with us, our title company and attorney contact your lender or the trustee. They show that we are a real buyer and send proof of funds and the signed contract, so the lender knows the payoff is coming.
Tell us what you owe on the first call. If our offer will not cover the payoff, we will say so, and we can talk about buying on terms or point you to the other options, like a short sale or a loan modification.
No. There are no commissions or fees, and we pay the closing costs. The price we offer is the price at closing. If we ever fail to close on the terms in our contract, you keep our earnest money deposit.
It can. The Servicemembers Civil Relief Act gives many active-duty service members extra protection from foreclosure. Talk to your base legal office (JAG) as soon as you fall behind. It is free.
